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Current Product Rates

At AmeriChoice, our first concern is our members. Satisfying our members’ financial needs is what AmeriChoice is about. As a not-for-profit financial institution, AmeriChoice offers competitive rates that allow our members to maximize their savings. Below, you will find the most recent AmeriChoice rates.

Effective May 22, 2013

Checking

More InfoDividend Draft Plus Account

$0 - $2,499 0.00% APY*
$2,500+ 0.10% APY*

*APY= Annual Percentage Yield. Rates are subject to change without notice.

More InfoPremier Checking Account

$0 - $24,999 0.00% APY*
$25,000+ 0.35% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

More InfoBusiness Dividend Draft

Interest Checking 0.10% APY*

Dividends paid monthly

*APY=Annual Percentage Yield

More InfoHealth Savings Account

Balance > $1,000 0.20% APY*

*APY=Annual Percentage Yield

Savings

More InfoShare Savings Account

$5.00 and up 0.10% APY*
$0 to $4.99 0.00% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

More InfoSub Share Savings Account

All Deposits 0.10% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

More InfoChristmas Club Account

All Deposits 0.30% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

More InfoVacation Club Account

All Deposits 0.30% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

More InfoPremier Money Market Account

$0 - $49,999 0.00% APY*
$50,000+ 0.40% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

More InfoTiered Money Market Account

Under $2,500 0.00% APY*
$2,501 to $10,000 0.15% APY*
$10,001 to $25,000 0.20% APY*
$25,001 to $75,000 0.30% APY*
$75,001 to $150,000 0.35% APY*
$150,001 or above 0.40% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

More InfoRoth IRA

All Deposits 0.25% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

More InfoTraditional IRA

All Deposits 0.25% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

More InfoShare Certificates

3 Months ($500 minimum) 0.20% APY*
6 - 11 Months ($500 minimum) 0.25% APY*
12 - 23 Months ($500 minimum) 0.25% APY*
24 - 35 Months ($500 minimum) 0.35% APY*
36 - 47 Months ($500 minimum) 0.50% APY*
48 - 59 Months ($500 minimum) 0.75% APY*
60 Months+ ($500 minimum) 1.00% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.
Dividend rates are declared by the Board of Directors and cannot be guaranteed

More InfoBusiness Premier Money Market Account

$0 - $49,999 0.00% APY*
$50,000+ 0.40% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

More InfoBusiness Tiered Money Market Account

Under $2,500 0.00% APY*
$2,501 to $10,000 0.15% APY*
$10,001 to $25,000 0.20% APY*
$25,001 to $75,000 0.30% APY*
$75,001 to $150,000 0.35% APY*
$150,001 or above 0.40% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Loans

More InfoHome Equity Loans

Up to 60 months 3.74% APR*
61 to 120 months 4.49% APR*
121 to 180 months 4.99% APR*

*APR=Annual Percentage Rate. The rate listed is based upon the applicant's credit worthiness and may vary from that shown above. Rates are subject to change without notice.


Terms up to 15 years.
Minimum loan amount of $5,000.
Real Estate Secured** = Closed end loan up to 80% market value financing.
$5000 or more in new money is required to refinance existing Equity Loans.

More InfoNew Auto Loans

Up to 60 months 1.99% APR*
61 to 72 months**/+ 3.99% APR*
73 to 84 months**/+ 5.24% APR*

New Vehicle financing up to 100% of the actual selling price.

*APR=Annual Percentage Rate. The rate listed is based upon the applicant's credit worthiness and may vary from that shown above.

**Minimum amount financed of $18,000.

+61+ month financing available on A/B credit scores only.

More InfoUsed Auto Loans

2009 and Newer up to 60 months 1.99% APR*
2007 - 2008 models up to 48 months**/+ 4.99% APR*
2005 - 2006 models up to 48 months**/+ 4.99% APR*
2003 - 2004 models up to 24 months**/++ 4.99% APR*

*APR=Annual Percentage Rate. The rate listed is based upon the applicant's credit worthiness and may vary from that shown above.

**average of 12k miles per model year

+Used Auto Loan: 90% financing of the NADA (Blue Book) retail value or actual selling price, whichever is lower.

++Used Auto Loan: 80% financing of the NADA (Blue Book) retail value or actual selling price, whichever is lower.

More InfoSignature Loan

Up to 24 months 9.99% APR*
25 to 60 months 10.99% APR*

*APR=Annual Percentage Rate. The rate listed is based upon the applicant's credit worthiness and may vary from that shown above.

**Borrow $500 to $25,000

More InfoStock Secured Loan

Stock Secured** 3.99% APR*

*APR=Annual Percentage Rate
**Special rate good through 6/30/13
Variable Rate Line of Credit

More InfoFirst Time Auto Loan

Up to 60 months 2.99% APR*
61 to 72 months**/+ 3.99% APR*
73 to 84 months**/+ 5.24% APR*

View our Used Auto Loan Rates here!

New Vehicle financing up to 100% of the actual selling price.


*APR=Annual Percentage Rate. The rate listed is based upon the applicant's credit worthiness and may vary from that shown above.
**Minimum amount financed of $18,000.
+61+ month financing available on A/B credit scores only.

Credit Cards

More InfoVISA Platinum Credit Card

Platinum 8.90% APR*

*APR=Annual Percentage Rate. The rate listed is based upon the applicant's credit worthiness and may vary from that shown above. Click here to view detailed rates

More InfoVISA Platinum Preferred Credit Card

Platinum Preferred 10.99% APR*

*APR=Annual Percentage Rate. The rate listed is based upon the applicant's credit worthiness and may vary from that shown above. Click here to view detailed rates
APY = Annual Percentage Yield.
APR = Annual Percentage Rate.
Loan rates are based on the credit worthiness of applicants and may vary from those listed above.
Rates are subject to change without notice.
View our disclosures for more information.

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