Home Equity Loans
Cover major home repairs, a medical emergency, your child's college education, debt consolidation and more with an AmeriChoice Home Equity Loan. These fixed rate loans can support your financial dreams. And don't forget to ask your tax advisor how you can deduct the interest from your taxes.
(Looking for a variable rate loan? Check out our Home Equity Line of Credit!)
Current Rates
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Real Estate Secured* - up to 36 months
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5.75% APR
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Real Estate Secured* - 37 to 60 months
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5.75% APR
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Real Estate Secured* - 61 to 120 months
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6.49% APR
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Real Estate Secured* - 121 to 180 months
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6.75% APR
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Real Estate Secured** - up to 36 months
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7.25% APR
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Real Estate Secured** - 37 to 60 months
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7.25% APR
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Real Estate Secured** - 61 to 120 months
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7.99% APR
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Real Estate Secured** - 121 to 180 months
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8.25% APR
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Terms up to 15 years
Minimum loan amount of $5,000.00
Real Estate Secured* = Closed end loan up to 85% market value financing.
Real Estate Secured** = Closed end loan up to 100% market value financing. $5000 or more in new money is required to refinance existing Equity Loans.
Click here to use our Loan Calculator
- Fixed Rate Home Equity Loan
- Borrow up to 100% of your home’s equity
- Multiple terms available
- Fixed Rate
- Minimum loan amounts apply
- Interest may be tax deductible*
- Flexible payment options available
*Contact your tax advisor to determine if you qualify for this deduction.
*Rates may increase and are subject to change without notice.
Must meet membership eligibility requirements. Please see "How to Join AmeriChoice" page for additional details on membership eligibility.
To speak with a Loan Officer, call 1-800-240-4364 and press #3.