Used Auto Loans
Get a Used Auto loan at a competitive rate! Contact the credit union and we can provide the financing. We also offer the convenience of financing right at the dealership. Just ask for AmeriChoice!
Bring your existing loan to AmeriChoice! We can help you save money by taking advantage of our low rates. If you are paying a higher rate of interest at another financial institution you can refinance at AmeriChoice FCU.
As an added bonus you can get a .25% discount on our advertised rates when you finance a 2nd vehicle with AmeriChoice or get a .50% discount on our advertised rates when you finance a 3rd vehicle with AmeriChoice.
Current Rates
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2009 and Newer - Up to 24 Months
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2.99% APR
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2009 and Newer - Up to 60 Months
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3.99% APR
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2008 - Up to 48 Months
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4.49% APR
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2006-2007 - Up to 48 Months*
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4.99% APR
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2004-2005 Models - Up to 36 Months*
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4.99% APR
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2004-2005 Models - Up to 48 Months*
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4.99% APR
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2002-2003 Models - Up to 24 Months**
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4.99% APR
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*less than 70,000 miles
**Less than 80,000 miles
Used Auto Loan: 90% financing of the NADA (Blue Book) retail value or actual selling price, whichever is lower
Click here to use our Loan Calculator
- Competitive fixed rates
- Flexible terms available
*Subject to credit approval.
*Rates may increase and are subject to change without notice.
Must meet membership eligibility requirements. Please see "How to Join AmeriChoice" page for additional details on membership eligibility.
In order to refinance an existing AmeriChoice vehicle loan, you must add $2500 in new money to qualify for the existing published rate.
To speak to a Loan Officer, call 1-800-240-4364 and press #3.