How to Join AmeriChoice
Joining AmeriChoice is easy. You can join AmeriChoice Federal Credit Union and benefit from the credit union difference if you…
- Live, work, worship, or attend school in Cumberland, Dauphin or Perry County
- Volunteer in York County
- Have a family member who lives, works, worships, or attends school in Cumberland, Dauphin or Perry County
or who volunteers in York County
- Have an immediate family member who belongs to AmeriChoice*
To join, simply click Join Today to complete our online Membership Application. You may also join by visiting any AmeriChoice Federal Credit Union location or by calling a friendly member service representative at 800-240-4364.
Once you are a member of AmeriChoice, you are a member for life, regardless of whether you change jobs, move, or retire. Our products and services are flexible enough to satisfy all of your financial needs from anywhere in the world.
The Credit Union Difference
How is AmeriChoice different from a bank? Check our comparison below to see why
we’re the right choice for you!
|
CREDIT UNIONS |
BANKS |
|
Member-owners |
Customers |
|
Not-for-profit |
For-profit |
Governed by members
each with one vote to elect board members.
Members can run for election to the board or its committees.
|
Controlled by stockholders
and board of directors. Customers do not have voting
rights and cannot be elected to the board of directors. |
Surplus earnings
after expenses are paid and reserves are set aside, are
returned to members via lower loan rates, higher savings yields and free or
low-cost services. |
Profits paid only to investors |
Serves individuals
within a field of membership. |
Can serve anyone
in the general public |
Member-driven
focused on financial education and improving the quality of
life for members around the world. |
Profit-driven |
The AmeriChoice Tradition
AmeriChoice Federal Credit Union was founded in 1970 by a small group of IBM Corporation
employees. Through the years, we’ve grown by extending eligibility to the South
Central PA Community including Cumberland, Dauphin andPerry Counties. Today, we
are more than 15,000 members strong with assets exceeding $170 million.
The mission of AmeriChoice Federal Credit Union is to exceed our members’ expectations
and become their trusted partner in achieving their financial goals. We’re a full-service,
member-owned, not-for-profit financial institution striving to improve the economic
well being of our members’ lives. Our commitment to this goal extends beyond providing
the highest quality financial products and services at the lowest possible cost.
As a member, you have a voice in how AmeriChoice operates – your vote for members
of the Board of Directors makes an important contribution to our democratically-run
credit union. You will have access to the same financial products and services offered
by the nation’s largest banks. Best of all, credit unions are safe. U.S. deposits
are federally insured up to $250,000 by the National Credit Union Administration,
a U.S. government agency.
As part of your community, we pledge to give back through our charitable work, community
partnerships and low cost products and services. We exist solely to help our members
and make their financial lives easier – we’re “People Helping People.”