Share Certificates
A Share Certificate earns a higher dividend rate because your funds are deposited for a fixed period of time. Getting started doesn't require a bundle of cash. The minimum investment is only $500.
Investment terms from 3 months to 5 years are available. All rates are fixed for the entire certificate term.
Current Rates
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3 Months
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0.60% APY
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6 Months
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0.85% APY
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12 Months
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0.85% APY
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24 Months
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1.30% APY
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36 Months
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1.75% APY
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48 Months
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2.10% APY
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60+ Months
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2.35% APY
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- $500 minimum investment
- Terms from 3 months up to 5 years
- Rates are fixed for the entire term
- Automatic renewal
*Transaction limitations apply
*Penalty for early withdrawal
*Possible loss of dividends if account is closed prior to maturity
Must meet membership eligibility requirements. Please see "How to Join AmeriChoice" page for additional details on membership eligibility.