Share Certificates
A Share Certificate earns a higher dividend rate because your funds are deposited for a fixed period of time. Getting started doesn't require a bundle of cash. The minimum investment is only $500.
Investment terms from 3 months to 5 years are available. All rates are fixed for the entire certificate term.
Current Rates
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3 Months ($500 minimum)
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0.20% APY*
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6 - 11 Months ($500 minimum)
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0.25% APY*
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12 - 23 Months ($500 minimum)
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0.25% APY*
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24 - 35 Months ($500 minimum)
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0.35% APY*
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36 - 47 Months ($500 minimum)
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0.50% APY*
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48 - 59 Months ($500 minimum)
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0.75% APY*
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60 Months+ ($500 minimum)
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1.00% APY*
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*APY=Annual Percentage Yield. Rates are subject to change without notice.
Dividend rates are declared by the Board of Directors and cannot be guaranteed
- $500 minimum investment
- Terms from 3 months up to 5 years
- Rates are fixed for the entire term
- Automatic renewal
*Transaction limitations apply
*Penalty for early withdrawal
*Possible loss of dividends if account is closed prior to maturity
Must meet membership eligibility requirements. Please see "How to Join AmeriChoice" page for additional details on membership eligibility.
To speak to a Loan Officer call 1-888-641-1215 and press #3.
View our disclosures for more information