Private Student Loans
With the cost of education on the rise, the gap between college cost and available financial aid is growing wider every year. As a result, many families have had to resort to higher cost private student loans to fill the funding gap. Now, your not-for-profit credit union is here to help. With our new Credit Union Student Choice private loan program, students will enjoy no origination fees, lower rates, and more flexible repayment terms. Achieve your dream of higher education, without the higher price tag! Visit our Student Lending Center to see how AmeriChoice can help.

Loans for 4-year public and private non-profit schools
Borrow up to $75,000* (requires a qualified co-signer)
20-year repayment on balances less than $40,000
25-year repayment on balances greater than $40,000
No origination fees or pre-payment penalties
Partial or full deferment payment options available while in school
Highly competitive variable rates based on credit worthiness
Automatic payment discount available from a credit union account

If you have any questions, please call 1-866-463-4348 or visit www.americhoice.studentchoice.org

*Excludes any previously awarded financial aid as certified by the school.


Federal Stafford Student Loans
AmeriChoice is a Keystone Best lender through PHEAA. This product offers a low cost loan program for all Pennsylvania students attending an accredited school, regardless of the location, or for out-of-state students attending any Pennsylvania USDE approved school. Some of the Keystone Best features are:

Low fixed interest rates
No credit check required
No limit on family income to be eligible
Fees are only 2% of the loan amount
Deferred payment while enrolled in school
Once in repayment, reduce your rate by .25% if you have your monthly payments automatically deducted from your AmeriChoice savings or checking account.

To apply online go to www.pheaa.org and provide AmeriChoice’s lender code 832650 when submitting your application. Or, you can pick up an application at any AmeriChoice branch.

For additional information call PHEAA at 1-800-233-0557 or visit www.pheaa.org



Private Student Loans:
*Rates may increase and are subject to change.
*Subject to credit approval.

Stafford Loans:
*Subject to credit approval.

Must meet membership eligibility requirements. Please see "How to Join AmeriChoice" page for additional details on membership eligibility.

For more information call Brad at 717-795-0255.