Business Banking | AmeriChoice Federal Credit Union

Tailored Financial Solutions for Your Business

Your business matters here. AmeriChoice has everything you need to start a new venture or expand your current business in Adams, Cumberland, Dauphin, Lebanon, Perry or York County. Free money management services, low interest financing, and outstanding personal service make AmeriChoice your most important business partner. Let us find you a tailored financial solution for your business needs – today and for the future.

Share your Credit Union Benefits with Employees

Your employees can take advantage of the many time and money-saving loans and services at AmeriChoice. Simply let them know they can join. There is no cost to your company or to your employees. It’s a great addition to your benefits package.

Merchant Processing with Local Support

With faster access to funds and a dedicated helper to get you set up quickly and help troubleshoot the wrinkles that may come along the way, AmeriChoice is clearly the superior choice for Merchant Processing.

Complete Business Offering

Whether you need credit cards to help manage expenses, a loan to expand the business or just a reliable, local financial institution with convenient hours, online banking and friendly faces, AmeriChoice has you covered.

Business Banking Features that Make a Difference

Supporting Employee Retention

When your business is a member of AmeriChoice, your employees can also take advantage of the many time and money-saving loans and services at AmeriChoice. There is no cost to your company or to your employees. It’s a great addition to your benefits package.

Providing Employees Education

AmeriChoice partners with our member businesses to provide no-cost financial literacy seminars to employees at THEIR locations.

Faster Access to Funds

Businesses using AmeriChoice’s Merchant Processing services get fast access to their funds without delays that can sometimes occur with larger national players.

Find New Clients

Business Members can become a part of our Benefits Plus Program and have their goods and services listed on the AmeriChoice website, providing them with access to the entire AmeriChoice membership.

Free Online Banking

Schedule recurring or one-time bills to be automatically deducted from your accounts, see your transaction history and more. Increase the convenience of your business banking with our digital banking tools.

Employee Incentives

Employees of Business Members are eligible for special incentives to join AmeriChoice, giving you one more way to enhance your employee benefits package.

Open Your Account Today

Get started with a business account designed for your objectives.

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Complete Merchant Processing Solutions

Whether you are starting a loyalty program, need to offer gift cards for the holidays or just manage day-to-day transactions, AmeriChoice offers Member Businesses access to a complete array of merchant processing options. With AmeriChoice, not only do you get both physical and virtual terminals, you get access to a dedicated support team. And you get faster access to your cash.

Business Checking Accounts

Customized Business Checking Accounts

A no monthly fee, no minimum balance business checking account custom designed for our business members.

Features

No Monthly Service Charge
No Minimum Balance Required
No per check charge*
FREE Mobile Check Deposit
FREE Online Check Images and e-Statements
FREE Online Account Access
FREE Electronic Bill Payment**
Surcharge-Free ATM Convenience
Federally Insured Deposits

*First 1000 checks deposited per month are free. $.20 fee per check deposited thereafter.
**Must pay at least one bill every two months to avoid $7.50 surcharge.

Business Dividend Draft

Deposit Amount	Annual Percentage Yield
$0 – $999	0.00% APY*
$1000+	0.05% APY

Dividends paid monthly

*APY=Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.

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Sub Share Savings

Save for taxes, a special event, payroll expenses or simply your quarterly bills with our Sub Share Savings Account.

Deposit Amount	Annual Percentage Yield
All Deposits	.10% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. The annual percentage yield is accurate as of the last dividend declaration date.

Business Money Market Accounts

Businesss Tiered Money Market Account

For ultimate flexibility, open a money market account today! Our tiered account helps you to earn a higher yield based upon the amount you deposit without losing accessibility to your funds.

Deposit Amount	Annual Percentage Yield
Under $2,500	0.00% APY*
$2,500 – $9,999	0.30% APY*
$10,000 – $24,999	0.30% APY*
$25,000 – $74,999	0.35% APY*
$75,000 – $149,999	0.35% APY*
$150,000+	0.45% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Business Premier Money Market Account

The Premier Money Market Account is designed for long-term savings with the highest yield. Perfect for those who don’t need the flexibility of a tiered account but desire a higher return on their savings.

Deposit Amount	Annual Percentage Yield
$0 – $49,999	0.00% APY*
$50,000+	0.45% APY*