Checking for Real Life

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Checking Made Simple and Affordable

Our variety of checking account options mean that we have what you need, no matter what stage of life you are in.

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Simplified Checking
We make handling your money simple. What’s simpler than free checking, no minimum balance, and cash back?
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Save the Change Checking
Each time you make a purchase with your VISA Debit Card, the amount is rounded up to the nearest dollar amount and the difference is transferred into a special Savings Account. It’s perfect for those who find saving money a challenge!
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No matter which of our great checking accounts you choose, Simplified Checking or Save the Change Checking, you can enroll in our debit card reward program, CardCash™, and earn up to 1%* cash back on all qualified non-PIN debit card transactions.

Checking Features that Make a Difference


Free Checking, No Minimum Balance

Free checking, no minimum balance, and cash back rewards make our standard checking account feel exclusive.

Fast Access to Cash

All AmeriChoice checking accounts include a Debit Card, for access to cash at ATMs nationwide and ways to save on fees at Credit Union network ATMs

Cash Back Rewards

Enroll in CardCash™ and earn up to 1% cash back on all qualified non-PIN debit card transactions.

Online Access

View cleared checks, check your account balance and pay bills electronically with our online banking, now even simpler with Alexa-enabled voice controls!

Free Online Bill Pay

Schedule recurring or one-time bills to be automatically deducted from your checking account on the days you choose.

Effortless Savings

Purchases made with your debit card can be automatically rounded up to the nearest dollar and the difference is deposited into your savings account with our Save The Change Checking.

Open Your Account Today

Get started with a smart checking account built around your needs.

CardCash™: Earn Up to 1% Cash Back*

It’s Simple. Use your debit card for your purchases and select “CREDIT” at the point of purchase.

AmeriChoice Federal Credit Union is now offering CardCash™. Enroll today to earn up to 1% cash back on your qualified non-PIN debit card purchases. Earn UNLIMITED cash back monthly.*

Here’s how CardCash™ works:

  • Make credit or debit purchases with your debit card.
  • Exceed your monthly non-PIN minimum spend of $650.00.
  • Get up to 1% cash back on qualified purchases.
  • Get to earning faster by paying bills with your debit card.

*Terms & conditions apply.

Enroll Today!

Save More with Benefits Plus

This program partners with local businesses to offer incredible discounts on everyday goods and services, as well as benefits like identity theft protection and travel concierge assistance. When you add Benefits Plus to your checking account, you will open the door to savings at over 600 business partners for only $5.95 a month!

Enroll Today

Checking Account Rates