Make a smart investment that doesn’t require a bundle of cash. Deposit funds for a fixed period of time, and earn a higher dividend with our Share Certificates.
Enjoy Additional Rewards
We appreciate our member’s loyalty and prove it with extra savings. Depending on your Member Rewards Level, you may qualify for a certificate bonus.
| Deposit Term |
Annual Percentage Yield |
| 3 Months ($500 minimum) |
0.95% APY* |
| 6 Months ($500 minimum) |
4.00% APY* |
| 12 Months ($500 minimum) |
4.50% APY* |
| 24 Months ($500 minimum) |
1.35% APY* |
| 36 Months ($500 minimum) |
1.50% APY* |
| 48 Months ($500 minimum) |
1.65% APY* |
| 60 Months ($500 minimum) |
1.80% APY* |
*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.
Early withdrawal penalty may be imposed.
Dividend rates are declared by the Board of Directors and cannot be guaranteed
Stars Reward Members receive 5 basis point bonus.
Stripes Reward Members receive 10 basis point bonus.
To be eligible for bonus Member Reward level must be a Star or Stripe at the time of Share Certificate account opening. Reward Levels are determined on the last business day of each month and are effective until the next end of month process.
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