For Every Stage of Life
At AmeriChoice, we have a variety of saving solutions for every type of household and situation! We go far beyond offering just the traditional savings account.
Looking to save for your first home purchase? Our Home Savers Club is designed for you. Have you been trying to save for a vacation for years but life always gets in the way? Our Vacation Club account makes saving that money easy.
Whatever your situation or savings goal, take the first step and learn how AmeriChoice can help. Review our savings options below and apply for membership today!
SHARE ACCOUNTS
Share Savings
As a member of the credit union, your ownership is represented by the shares you have. Your share doubles as our easy to use savings account!
| Deposit Amount | Annual Percentage Yield |
|---|---|
| $0 – $4.99 | 0.00% APY* |
| $5.00+ | .10% APY* |
*APY=Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. The annual percentage yield is accurate as of the last dividend declaration date.
Sub Share Savings
Customize your Sub Share Savings by personalizing the account name to match your savings goal!
| Deposit Amount | Annual Percentage Yield |
|---|---|
| All Deposits | .10% APY* |
*APY=Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. The annual percentage yield is accurate as of the last dividend declaration date.
Money Market Accounts
Premier Money Market
Allow your long-term savings to grow with the highest yield. Perfect for those who don’t need the flexibility of a tiered account but desire a higher return on their savings.
| Deposit Amount | Annual Percentage Yield |
|---|---|
| Up to $50,000 | 0.00% APY* |
| $50,000.01+ | .30% APY* |
*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.
Tiered Money Market
Earn a higher yield on your savings based upon the amount you deposit without losing access to your funds! This is our most flexible money market account.
| Deposit Amount | Annual Percentage Yield |
|---|---|
| Up to $2,500 | 0.00% APY* |
| $2,500.01 – $10,000 | 0.10% APY* |
| $10,000.01 – $25,000 | 0.15% APY* |
| $25,000.01 – $75,000 | 0.20% APY* |
| $75,000.01 – $150,000 | 0.25% APY* |
| $150,000.01+ | 0.30% APY* |
*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.
SHARE CERTIFICATES
Make a smart investment that doesn’t require a bundle of cash. Deposit funds for a fixed period of time, and earn a higher dividend with our Share Certificates.
Enjoy Additional Rewards
We appreciate our member’s loyalty and prove it with extra savings. Depending on your Member Rewards Level, you may qualify for a certificate bonus.
| Deposit Term | Annual Percentage Yield |
|---|---|
| 3 Months ($500 minimum) | 0.25% APY* |
| 6 Months ($500 minimum) | 0.30% APY* |
| 12 Months ($500 minimum) | 0.55% APY* |
| 24 Months ($500 minimum) | 0.75% APY* |
| 36 Months ($500 minimum) | 0.85% APY* |
| 48 Months ($500 minimum) | 0.95% APY* |
| 60 Months ($500 minimum) | 1.05% APY* |
*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.
Early withdrawal penalty may be imposed.
Dividend rates are declared by the Board of Directors and cannot be guaranteed
Stars Reward Members receive 5 basis point bonus.
Stripes Reward Members receive 10 basis point bonus.
To be eligible for bonus Member Reward level must be a Star or Stripe at the time of Share Certificate account opening. Reward Levels are determined on the last business day of each month and are effective until the next end of month process.
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Club Savings Accounts
Holiday Club
Regular savings from each paycheck add up to a joyous holiday season. Use payroll deduction or an automatic transfer to make saving easy. Be Santa prepared!
Eligible product for member rewards.
| Deposit Amount | Annual Percentage Yield |
|---|---|
| All Deposits | 0.20% APY* |
*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.
Vacation Club Account
Regular savings from each paycheck add up to vacation fun. Use payroll deduction or an automatic transfer to make saving easy.
Eligible product for member rewards.
| Deposit Amount | Annual Percentage Yield |
|---|---|
| All Deposits | 0.20% APY* |
*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.
Home Savers Club Account
| Deposit Amount | Annual Percentage Yield |
|---|---|
| All Deposits | .20% APY* |
*APY = Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.