Exceeding Expectations

The mission of AmeriChoice Federal Credit Union is to exceed our member’s expectations and become their trusted partner in achieving their financial goals. We strive to improve the economic well being of our members’ lives. Our commitment to this goal extends beyond providing the highest quality financial products and member services at the lowest possible cost.

Providing Our Community with Exceptional Financial Services

How is AmeriChoice different from a bank? Check our comparison below to see why we’re the right choice for you!

Credit Union

Member-owners

Not-for-Profit 

Governed by members
each with one vote to elect board members. Members can run for election to the board or its committees.

Surplus earnings
after expenses are paid and reserves are set aside, are returned to members via lower loan rates, higher savings yields and free or low-cost services.

Serves individuals
within a field of membership.

Member-driven
focused on financial education and improving the quality of life for members around the world.

Bank

Customers

For-Profit 

Controlled by stockholders
and board of directors. Customers do not have voting rights and cannot be elected to the board of directors.

Profits paid only to investors

Can serve anyone
in the general public.

Profit-driven

Added Member Benefits

AmeriChoice members have access to additional benefits and services such as Identity Theft Prevention, surcharge free ATMs, safe deposit boxes, money orders and more.
Once you join, you also have access to following benefits and member services:

Achieve Your Financial Goals with Member Benefits

Offering members a variety of special benefits from surcharge-free ATMs to free notary services, all to help you achieve your financial goals.

Employee Benefits

SURCHARGE-FREE ATM NETWORK

Telephone Banking

Money Orders

Free Notary Service

Safe Deposit Boxes