Debt Protection gives you the peace of mind that you and your family will be financially protected when life takes an unexpected turn. Whether it’s involuntary unemployment, disability, or death, debt protection can ensure that your loan balance or loan payments can be cancelled for a period of time or permanently, based on the type of protection purchased and life event that occurs.
| Plan | Loss of Life | Disability | Involuntary Unemployment |
| Life Plus | Yes | No | No |
| Life Plus, Disability | Yes | Yes | No |
| Disability & Involuntary Unemployment | No | Yes | Yes |
| Life Plus, Disability & Involuntary Unemployment | Yes | Yes | Yes |
Guaranteed Asset Protection – GAP
Newly purchased vehicles depreciate as soon as they’re driven off the dealer’s lot. If your vehicle is totaled in an accident or stolen and not recovered, you may owe more than the vehicle is worth. GAP will pay the difference between your remaining loan balance and what the insurance company is willing to pay.
| Covered Vehicles | Cost |
| Motor Vehicle | $439 |
| Powersport | $439 |
| Recreational Vehicle | $439 |
| Watercraft | $439 |