Debt Protection

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Debt Protection gives you the peace of mind that you and your family will be financially protected when life takes an unexpected turn. Whether it’s involuntary unemployment, disability, or death, debt protection can ensure that your loan balance or loan payments can be cancelled for a period of time or permanently, based on the type of protection purchased and life event that occurs.

PlanLoss of Life DisabilityInvoluntary Unemployment
Life PlusYesNoNo
Life Plus, DisabilityYesYesNo
Disability & Involuntary UnemploymentNoYesYes
Life Plus, Disability & Involuntary UnemploymentYesYesYes

Guaranteed Asset Protection – GAP

Newly purchased vehicles depreciate as soon as they’re driven off the dealer’s lot.  If your vehicle is totaled in an accident or stolen and not recovered, you may owe more than the vehicle is worth.   GAP will pay the difference between your remaining loan balance and what the insurance company is willing to pay.

Covered VehiclesCost
Motor Vehicle$439
Recreational Vehicle$439