Gimmick-Free Credit Cards

Save More For The Things You Love

Choose the AmeriChoice VISA credit card tailored to your needs. Both our VISA Platinum and VISA Platinum Preferred credit cards offer NO gimmicks, low non-variable interest rates, and no annual fees with either card.

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No Annual Fee
The AmeriChoice Visa Cards provide you with access to flexible credit with limits between $250 to $25,000 with no annual fees.
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Low Non-Variable Interest Rate
With the AmeriChoice Platinum and Platinum Preferred Visa Cards, you can rest easy knowing that your interest rate won’t change and leave you with unexpected and unmanageable expenses.
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Grow Your Member Rewards
Our Visa products are eligible and contribute to your Member Rewards levels.

Leading Credit Card Benefits

1

No Annual Fee

Why waste money on credit cards that charge you for the privilege of carrying them? Save money and get the great rates and service you deserve.
2

Low Non-Variable APR

Non-variable rates mean no surprises for you when it comes time to pay your monthly bill, and low rates help keep costs of credit manageable.
3

Flexible Credit Limits

Purchases big and small can be managed using your AmeriChoice Platinum or Platinum Preferred Visa Card. With limits from $250 to $25,000 we are sure to have a card for you.
4

Real-Time Purchase Notifications

Sign up for Purchase Alerts and receive real-time notifications based on your preferences to make tracking spending and staying secure simple.
5

Easier Online Transactions

Enroll in Visa Click to Pay for the simplest and most convenient way to shop online.
6

Use Points to Pay for Purchases

Reduce a monthly payment by using Redeem2Erase, which lets Platinum Preferred cardholders use earned points to reduce a monthly payment!
7

Turn Points into Gift Cards

Use Pointopia to add Loyalty Rewards accounts into a mobile wallet and use the bonus points in those accounts to redeem gift cards to use at various retail stores and restaurants throughout the country!
8

Free Auto Rental Insurance

Save money on your car rentals without giving up peace of mind. The AmeriChoice Platinum and Platinum Preferred Visa Cards provide you with free auto rental insurance as a benefit of being a cardholder.
9

Emergency Card & Cash Replacement

Should your card be stolen, an emergency card can be issued as well as cash.

Outstanding Support

For all AmeriChoice Visa Platinum and Visa Platinum Preferred cardholders, we offer leading support and security features. Get the help you need 24/7/365 from around the world.

  • Lost/Stolen Card Reporting Service (1-800-991-4961)
  • VISA Assistance Center  (1-800-VISA-911) available 24 hours a day, 7 days a week
  • VISA Worldwide Toll Free Assistance Service – available for international travelers in 65 countries, provides direct access to representatives at the VISA Assistance Center
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Security & Convenience with VISA Benefits

AmeriChoice VISA cardholders have access to tools that make shopping simple and secure, online, down-the-block or around-the-world. VISA Click to Pay lets you checkout faster online across your devices, bringing you the latest in convenience. And VISA Purchase Alerts send you notifications in real time when your card is being used for transactions, so you always know what is happening with your account.
Get Started with VISA Click to Pay Enroll in Purchase Alerts

More Rewards with the Visa Platinum Preferred Card

The AmeriChoice Score Card Rewards Program lets you earn Bonus Points for every dollar you spend. Then, turn your points in for Gifts, Travel or Experience rewards.

See a sampling of the great rewards offered by clicking here.

Learn More About ScoreCard Rewards

More Benefits for Platinum Preferred VISA Cardholders

See how an AmeriChoice VISA can help you earn rewards and give you flexibility on how you use them! Redeem2Erase lets you use earned points to “erase” a purchase by cashing in points and Pointopia helps you turn points into gift cards for retail stores and restaurants throughout the country, including Barnes & Noble, Best Buy, AMC Theaters and many more!
Get More Details Discover Pointopia

See How Much You’ll Save When You Transfer Your Balance

Low balance transfer rates can help you save money as you consolidate and eliminate existing credit card debt. Plus you get all the great features of the AmeriChoice Platinum and Platinum Preferred Visa.

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Visa Platinum

Visa Platinum Preferred