You Deserve to Thrive

Start 2022 off right with a Personal Financial Analysis* and a $100 Bonus for New Members**

Save Money, Pay Your Bills, & Gain Peace of Mind

Take control of your finances and make 2022 the year you thrive. Unlike traditional banks, AmeriChoice Federal Credit Union is here to help our members achieve complete Financial Wellness. We go the extra mile for our members with services like our FREE personal financial analysis. Here’s how it works:

  1. Step One: Our experts will review your current financial situation, including any recurring bills or loan payments. Make sure to tell them what your financial goals are!
  2. Step Two: They will identify opportunities where you can restructure your debt at lower interest rates to save money and then walk you through the restructuring process.
  3. Step Three: The money you saved by restructuring your debt will go into a savings account that works toward your unique goals.

The personal financial analysis can help you take control of your debt and start down a path of financial independence. We can’t guarantee that every member can save money by restructuring debt, and our experts will be honest about what steps make sense for your situation. But you never know until you ask! Talk to AmeriChoice and take the first step to Financial Freedom and greater peace of mind.

Fill out the form on this page to get started.

 

Not a member yet? Join today and get a bonus of $100!

Get rewarded for discovering the benefits of Credit Union membership. Use offer code THRIVE when applying.

**Must qualify for and be approved for credit union membership. Offer expires 3/31/22. Use code THRIVE when applying. Will be deposited in your new AmeriChoice account after 60 days if all qualifications have been met. Cannot be combined with any other offer. The dollar value of the incentive may be reported to the IRS and the recipient is responsible for any local, state, or federal taxes owed. Federally Insured by NCUA.

* The Personal Financial Analysis is a process that reviews your monthly debts and identifies ways to save you money by restructuring your debt into one payment. This process can reduce your overall monthly debt and get debt paid off sooner. On average, our members have saved $400-$600 per month, and cut their mortgage term by 7 to 12 years. Most loans will be Real Estate Secured with the Personal Financial Analysis. Closed end loan up to 100% market value financing. Subject to credit approval. Property insurance is required. The rate, term and maximum amount you can borrow may vary based upon the applicant’s creditworthiness and the amount of equity in your home. APR from 3.24% to 10.49%. APR=Annual Percentage Rate. Repayment terms from 12-180 months. Minimum loan amount $5,000. Maximum APR is 21% or the maximum permitted by law, whichever is lower. All loans are subject to lending guidelines. $5,000 or more in new money is required to refinance existing AmeriChoice Equity loans. Must qualify for membership and become a member of the credit union to take advantage of this offer. Federally Insured by NCUA. Offer subject to change without notice.

  • It is understood that there is no obligation for this analysis. I understand that by transmitting this profile information to AmeriChoice Federal Credit Union I am authorizing said to request a credit report as part of my analysis. I understand that this process does not result in the submission of an application for credit. There is no obligation on the part of AmeriChoice Federal Credit Union to provide credit. The purpose of this Personal Financial Analysis is only to provide me with an analysis of my current financial situation.

  • By typing my name below, I have read the disclaimer above, and verify that I am who I claim to be.

  • You must qualify for membership and become a member of the credit union to take advantage of this offer.

  • This field is for validation purposes and should be left unchanged.