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The Credit Union Difference

Discover the Benefits of a Credit Union

How is AmeriChoice different from a bank? Check our comparison below to see why we’re the right choice for you!

Credit Union Bank
Member-owners Customers
Not-for-Profit  For-Profit 
Governed by members
each with one vote to elect board members. Members can run for election to the board or its committees.
Controlled by stockholders
and board of directors. Customers do not have voting rights and cannot be elected to the board of directors.
Surplus earnings
after expenses are paid and reserves are set aside, are returned to members via lower loan rates, higher savings yields and free or low-cost services.
Profits paid only to investors
Serves individuals
within a field of membership.
Can serve anyone
in the general public.
Member-driven
focused on financial education and improving the quality of life for members around the world.
Profit-driven