Start Your Personal Financial Analysis*
Save Money AND Pay Your Bills
If you’re tired of the bank nickel and diming you at every turn, credit union membership is a great alternative. We go the extra mile for our members with services like our FREE personal financial analysis. Here’s how it works:
- Step One: Our experts will review your current financial situation, including any recurring bills or loan payments. Make sure to tell them what your financial goals are!
- Step Two: They will identify opportunities where you can restructure your debt at lower interest rates to save money and then walk you through the restructuring process.
- Step Three: The money you saved by restructuring your debt will go into a savings account that works toward your unique goals.
The personal financial analysis can help you take control of your debt and start down a path of financial independence. We can’t guarantee that every member could save money by restructuring debt, and our experts will be honest about what steps make sense for your situation. But you never know until you ask! Don’t give the bank any more of your nickels and dimes until you talk to AmeriChoice.
Fill out the form on this page to get started.
* The Personal Financial Analysis is a process that reviews your monthly debts and identifies ways to save you money by restructuring your debt into one payment. This process can reduce your overall monthly debt (thus creating the raise mentioned) and get debt paid off sooner. On average, our members have saved $400-$600 per month, and cut their mortgage term by 7 to 12 years. Most loans will be Real Estate Secured with the Personal Financial Analysis. Closed end loan up to 100% market value financing. Subject to credit approval. Property insurance is required. The rate, term and maximum amount you can borrow may vary based upon the applicant’s creditworthiness and the amount of equity in your home. APR from 5.74% to 12.24%. APR=Annual Percentage Rate. Repayment terms from 12-180 months. Minimum loan amount $5,000. Maximum APR is 21% or the maximum permitted by law, whichever is lower. All loans are subject to lending guidelines. $5,000 or more in new money is required to refinance existing AmeriChoice Equity loans. Must qualify for membership and become a member of the credit union to take advantage of this offer. Federally Insured by NCUA. Offer subject to change without notice.