Auto Loans for Every Member
AmeriChoice is here to make the auto buying experience simple, fast, and fun! We’ll take care of the details so you can focus on finding the car that’s perfect for you.
Buying Multiple Cars Is Within Your Reach
AmeriChoice helps make financing multiple cars affordable for Members with our Multi-Auto Loan Program.
How it works: Apply for a second or multiple auto loans and receive reduced rates. * Second loans receive a 0.25% rate discount, and additional loans beyond a second receive a 0.50% rate discount. Letting you save money and manage all your auto loans through a single lending partner.
*Risk-based lending applies. The applicant(s) must qualify for the loan and meet all regular credit union criteria for approval. Loans under this Program do not need to be under the same credit union base account number but must be for the same borrower(s). The Program applies only to new and used auto loans (cars, trucks, and motorcycles). Recreational vehicles and boats are not included. Only open and active auto loans are considered when calculating future rate discounts. Loans that have been paid off and closed are not considered. Any auto that will be paid off or traded-in as part of the new auto loan, even if both loans will be open for a short period of time, will not be considered for the Program rate discount. This offer cannot be combined with any other promotion, offer, or discount, including Member Rewards.
We Help You Get a Car, Even if You Are Just Getting Started
We know that getting a loan can be tricky for someone with little to no credit history.
That’s why we offer our members the Credit Boost Auto Loan, built specifically to help young adults between the ages of 21-25 without a credit score to secure an auto loan.
With our program you:
- Apply for a credit boost auto loan today and receive a reduced interest rate*
- Shop for your new car with confidence
- Make 12 months of on-time payments and we’ll reduce your interest rate* by .50%
- Sit back and watch your credit score rise
*Credit Boost Auto loan eligibility is based upon young adults age 21-25, who have no credit score. The borrower will be given a rate based upon a “B” credit score. After 12 consecutive months of on-time payments, the borrower’s rate will automatically adjust down by .50%. The 12 months of on-time payments can increase your overall credit score. To be eligible for the loan rate reduction, the loan payments must be paid by automatic transfer from an AmeriChoice account and you must not have participated in the Skip-a-Payment promotion. Rates are subject to change without notice. Must qualify for membership and become a member of the credit union to take advantage of this offer. Offer may not be combined with any other promotion or discount. All loans are subject to lending guidelines.
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Car Buying Advice Made Easy
Whether you’re looking into buying your first car, or just need a refresher, our experts have constructed the ultimate auto buying guide to get you started on the right foot. Discover the five easy steps to getting you into the right car.