Auto Loans for Every Member

AmeriChoice is here to make the auto buying experience simple, fast, and fun! We’ll take care of the details so you can focus on finding the car that’s perfect for you.

Get Pre-approved
Know what you have to spend before you head to the dealership. Just submit your information online and find out how much your loan will be.
Great Rates for Multi-Auto Households
AmeriChoice helps make financing multiple cars affordable for Members with our Multi-Auto Loan Program. Simply apply for a second or multiple auto loans and receive reduced rates.* Second loans receive a 0.25% rate discount, and additional loans beyond a second receive a 0.50% rate discount.
Improve Your Credit & Improve Your Rate
If you’re looking for a car but you’re just starting out and have little to no credit yet, we can help with our Credit Boost Auto Loan! With our program you can shop for a new car with confidence, knowing that after 12 months of on-time payments, your rate will reduce by 0.50% as your credit score rises.

Buying Multiple Cars Is Within Your Reach

AmeriChoice helps make financing multiple cars affordable for Members with our Multi-Auto Loan Program.

How it works: Apply for a second or multiple auto loans and receive reduced rates. * Second loans receive a 0.25% rate discount, and additional loans beyond a second receive a 0.50% rate discount. Letting you save money and manage all your auto loans through a single lending partner.

*Risk-based lending applies.  The applicant(s) must qualify for the loan and meet all regular credit union criteria for approval.  Loans under this Program do not need to be under the same credit union base account number but must be for the same borrower(s). The Program applies only to new and used auto loans (cars, trucks, and motorcycles). Recreational vehicles and boats are not included. Only open and active auto loans are considered when calculating future rate discounts.  Loans that have been paid off and closed are not considered.  Any auto that will be paid off or traded-in as part of the new auto loan, even if both loans will be open for a short period of time, will not be considered for the Program rate discount. This offer cannot be combined with any other promotion, offer, or discount, including Member Rewards.

Apply Today

The Car of Your Dreams Can be Yours

Determine how much you can afford and get pre-approved for your next auto loan using our convenient online tools. With just a few clicks you’ll have all the answers you need to plan your next steps toward a new ride for the open road.

We Help You Get a Car, Even if You Are Just Getting Started

We know that getting a loan can be tricky for someone with little to no credit history.

That’s why we offer our members the Credit Boost Auto Loan, built specifically to help young adults between the ages of 21-25 without a credit score to secure an auto loan.

With our program you:

  • Apply for a credit boost auto loan today and receive a reduced interest rate*
  • Shop for your new car with confidence
  • Make 12 months of on-time payments and we’ll reduce your interest rate* by .50%
  • Sit back and watch your credit score rise

*Credit Boost Auto loan eligibility is based upon young adults age 21-25, who have no credit score. The borrower will be given a rate based upon a “B” credit score. After 12 consecutive months of on-time payments, the borrower’s rate will automatically adjust down by .50%. The 12 months of on-time payments can increase your overall credit score. To be eligible for the loan rate reduction, the loan payments must be paid by automatic transfer from an AmeriChoice account and you must not have participated in the Skip-a-Payment promotion. Rates are subject to change without notice. Must qualify for membership and become a member of the credit union to take advantage of this offer. Offer may not be combined with any other promotion or discount. All loans are subject to lending guidelines.

Contact An Expert to Get Started

Auto Loan Rates & Rate Calculator

Get Your Questions Answered

Whether you are buying a car, truck or SUV, our expert team is here to help you make smart decisions. Contact us to get the answers you need to be able to confidently approach your next vehicle purchase.

Car Buying Advice Made Easy

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