Your Investment Pays Off

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Make Your Home Work for You

Your home is likely your largest single investment. Use that value wisely to help you tackle life’s challenges or increase the value of your home itself.

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Fixed Rate Home Loans For Predictability
Our Home Equity Loans provide you with stable payments for the life of the loan and let you borrow up to 100% of your home’s equity.
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Variable Rate HELOC for Maximum Flexibility
Our Home Equity Lines of Credit provide you with quick and easy access to funds for whatever it is that life sends your way.
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Grow your Member Rewards
Our Home Loan products are eligible and contribute to your Member Rewards levels.

The AmeriChoice Difference for Home Equity Loans


Maximize Your Equity

AmeriChoice Home Equity Loans let you access up to 100% of the value of your home, and our Home Equity Lines of Credit can equal up to 80% of the Equity in your home, giving you maximum flexibility.

There When You Need It

Home Equity Lines of Credit provide a five year credit line draw period, giving you security for unexpected life events.

Multiple Terms Built Around You

By offering multiple term options, you can find the balance of monthly payments and interest rates that work for you.

Put Your Home to Work

Learn how you can make your home investment work for you by applying for a Home Equity Loan or Home Equity Line of Credit today. (Must qualify for membership.)

Home Equity Loans For Real Life

Fixed rate home equity loans can help you take on the fixer-upper challenges that come with home ownership. Or take on the debt that has accumulated on credit cards or from medical expenses.

Whatever the needs, a home equity loan from AmeriChoice can help.

  • Fixed Rates
  • Borrow up to 100% of your home’s equity
  • Multiple terms available
  • Flexible payment options

Be Ready for the Unexpected

Our Home Equity Line of Credit lets you have access to funds in case you need them. By applying today, you can have access to extra cash at a reasonable interest should you find yourself in need. Our HELOC’s provide:

  • Variable Rate Home Equity Loan
  • Borrow up to 80% of your home’s equity
  • Minimum loan amounts apply
  • Five year credit line draw period
  • Eligible product for member rewards
Apply Today

Home Equity Loan Options

Home Loan Details

Home Equity Line of Credit

Advice for Using Equity Wisely

Learn how to use the equity in your home to reduce your overall debt burden and put you on the road to financial freedom.

Breaking Down the Difference Between a Home Equity Loan and Home Equity Line of Credit

Financial Literacy
There are a multitude of benefits to being a homeowner, but one benefit that is often overlooked is the ability to …
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How to Plan for Unexpected Home Repairs

Money Management
A recent survey by HomeServe USA revealed that while 51% of homeowners had to deal with an emergency home repair in…
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