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We are working to respond to our members as quickly as possible.

To speed up the application process, you can begin by gathering copies of the following documents that will be needed to process your application.

Is all your paperwork ready & available electronically?

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Copies of the following paperwork need to be submitted for a mortgage preapproval.

  1. Your most recent 30 days paystubs.

  2. Your previous 2 years W-2’s and/or 1099’s.

  3. Your social security and/or retirement award letter, if applicable.

  4. Your complete previous 2 years signed federal tax returns if you are self-employed, work for a family member, receive commission or large bonus income.

  5. Your most recent 2 months bank statements for all accounts with financial institutions other than AmeriChoice FCU.

  6. The lease agreements, homeowner’s insurance declaration’s page and all tax invoices for the current tax year, for any additional properties owned.

  7. Your most recent mortgage statement for any mortgaged properties owned.

  8. Your complete bankruptcy documents, including the discharge documents, if you’ve filed bankruptcy within the most recent 10 years.

  9. Your marital settlement agreement to verify the terms of alimony and/or child support, if applicable.

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