two boats sitting at a dock

Boat Loans

Affordable Loans at Competitive Rates

We offer new and used boat loans at competitive rates! Contact us directly for financing, or request us right at the dealership.

New Boat Loans

  • Full sale price financing
  • Flexible loan terms

Used Boat Loans

  • Flexible Loan Terms
  • A Refinance Loan will help you save money by taking advantage of our low rates. If you are paying a higher rate of interest at another financial institution you can refinance at AmeriChoice Federal Credit Union.

Eligible product for member rewards.

*Subject to credit approval.
*Rates may increase and are subject to change without notice.

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Boat Loan

New Boat Loan up to 60 Months** 6.99% APR*
New Boat Loan 61-120 Months** 8.99% APR*
Used Boat Loan up to 60 Months^ 8.99% APR*
Used Boat Loan 61-84 Months^ 9.99% APR*

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above.

**New Boat Loans: 100% financing of the actual selling price

^Used Boat Loans: 90% financing of the NADA (Blue Book) retail value or actual selling price, whichever is lower.