young woman excited about her first car

Credit Boost Auto Loan

Boost Your Credit

If you’re looking for a car but you’re just starting out and have little to no credit yet, we can help with our Credit Boost Auto Loan!

With our program you:

  • Apply for a credit boost auto loan today and receive a reduced interest rate*
  • Shop for your new car with confidence
  • Make 12 months of on-time payments and we’ll reduce your interest rate* by .50%
  • Sit back and watch your credit score rise


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*Credit Boost Auto loan eligibility is based upon young adults age 21-25, who have no credit score. The borrower will be given a rate based upon a “B” credit score. After 12 consecutive months of on-time payments, the borrower’s rate will automatically adjust down by .50%. The 12 months of on-time payments can increase your overall credit score. To be eligible for the loan rate reduction, the loan payments must be paid by automatic transfer from an AmeriChoice account and not have participated in the Skip-a-Payment promotion. Rates are subject to change without notice. Must qualify for membership and become a member of the credit union to take advantage of this offer. Offer may not be combined with any other promotion or discount. All loans are subject to lending guidelines.