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Home Equity Lines of Credit

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Our home equity lines of credit are flexible lines of credit that can be accessed quickly and easily. Whether it’s for home improvement projects, medical emergencies, education, or debt consolidation, our HELOC could help you. Don’t forget to ask your tax advisor how you can deduct the interest from your taxes.

Features of our Home Equity Lines of Credit

  • Variable Rate Home Equity Loan
  • Borrow up to 80% of your home’s equity
  • Minimum loan amounts apply
  • Five year credit line draw period
  • Interest may be tax deductible**
  • Eligible product for member rewards
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Home Equity Line of Credit

Home Equity Line of Credit 5.50% APR*

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above. Rates are subject to change without notice.


Must meet membership eligibility requirements. Please see “How to Join AmeriChoice” page for additional details on membership eligibility.

**Contact your tax advisor to determine if you qualify for this deduction.

Monthly Payment as low as 1% of balance or $100.00 (whichever is greater)
The required payment percentage is based on the monthly APR – For a detailed payment schedule, see Important Terms of our Line of Credit Plan.