retired couple standing in front of home

Home Stretch Final Mortgage

Your Final Mortgage

final mortgage

Be Mortgage Free in time for Retirement

Let us help you be mortgage free in time for your retirement.  Shrink the term of your current mortgage and pay off your home within the next 5-10 years with our final mortgage.  Lower your interest rate with minimal closing costs and glide into the Home Stretch with savings.

  • Competitive Interest Rates
  • Multiple terms up to 15 years available
  • Low fixed rate
  • Borrow up to 85% of your home’s equity
  • Interest may be tax deductible**
  • Eligible product for Member Rewards


Call a loan expert at 717-697-3474 to help you restructure your finances, pay off your final mortgage and be mortgage free in your retirement.  Wouldn’t that be oh so sweet!




**consult your tax advisor

Home Stretch Final Mortgage

Up to 36 months 3.49% APR*
37 to 60 months 3.49% APR*
61 to 120 months 3.99% APR*
121 to 180 months 4.99% APR*

*APR=Annual Percentage Rate.  The rate, term, and maximum amount your can borrow may vary and is based upon the applicant’s credit worthiness and the amount of equity in your home. Rates are subject to change without notice.  All loans are subject to lending guidelines.

Terms up to 15 years.  Minimum loan amount of $5,000.
Real Estate Secured** = Closed end loan up to 85% market value financing.  $5000 or more in new money is required to refinance existing Equity Loans.

Must qualify for membership and become a member to take advantage of this offer.