Savings

Savings for Every Stage of Life

At AmeriChoice, we have a variety of saving solutions for every type of household and situation! We go far beyond offering just the traditional savings account.

Looking to save for your first home purchase? Our Home Savers Club is designed for you. Have you been trying to save for a vacation for years but life always gets in the way? Our Vacation Club account makes saving that money easy.

Whatever your situation or savings goal, take the first step and learn how AmeriChoice can help. Review our savings options below and apply for membership today!

Share Savings

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As a member of the credit union, your ownership is represented by the shares you have. Your share doubles as our easy to use savings account!

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Share Savings Account

$0 - $4.99 0.00% APY*
$5.00+ .10% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Sub Share Savings

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Customize your Sub Share Savings by personalizing the account name to match your savings goal!

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Sub Share Savings Account

All Deposits .10% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Premier Money Market

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Allow your long-term savings to grow with the highest yield. Perfect for those who don’t need the flexibility of a tiered account but desire a higher return on their savings.

Eligible product for Member Rewards.

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Premier Money Market Account

Up to $50,000 0.00% APY*
$50,000.01+ .330% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Tiered Money Market

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Earn a higher yield on your savings based upon the amount you deposit without losing access to your funds! This is our most flexible money market account.

Eligible product for Member Rewards.

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Tiered Money Market Account

Up to $2,500 0.00% APY*
$2,500.01 - $10,000 0.10% APY*
$10,000.01 - $25,000 0.15% APY*
$25,000.01 - $75,000 0.20% APY*
$75,000.01 - $150,000 0.28% APY*
$150,000.01+ 0.33% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Share Certificates of Deposit

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Make a smart investment that doesn’t require a bundle of cash. Deposit funds for a fixed period of time, and earn a higher dividend with our Share Certificates.

Enjoy Additional Rewards

We appreciate our member’s loyalty and prove it with extra savings.  Depending on your Member Rewards Level, you may qualify for a certificate bonus.  Learn more about your rewards by clicking the button below.

Eligible product for Member Rewards.


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Contact An Expert Member Rewards

Share Certificates

3 Months ($500 minimum) 0.20% APY*
6 Months ($500 minimum) 0.25% APY*
12 Months ($500 minimum) 0.25% APY*
24 Months ($500 minimum) 0.35% APY*
36 Months ($500 minimum) 0.50% APY*
48 Months ($500 minimum) 0.75% APY*
60 Months ($500 minimum) 1.00% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Dividend rates are declared by the Board of Directors and cannot be guaranteed

Stars Reward Members receive 5 basis point bonus.
Stripes Reward Members receive 10 basis point bonus.

Holiday Club

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Regular savings from each paycheck add up to a joyous holiday season. Use payroll deduction or an automatic transfer to make saving easy. Be Santa prepared!

Eligible product for Member Rewards.
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Holiday Club Account

All Deposits 0.20% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Vacation Club

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Regular savings from each paycheck add up to vacation fun. Use payroll deduction or an automatic transfer to make saving easy.

Eligible product for member rewards.

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Vacation Club Account

All Deposits 0.20% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Home Savers Club

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Home SaversAs a first time home buyer, purchasing your first home can be a dream come true, but saving for a mortgage is a different story. AmeriChoice Federal Credit Union is now putting home ownership within reach with our Home Savers Program.

The first step is for us take a look at your finances and come up with a customized saving plan for you so that you can accomplish the goal of owning a home.

The Home Savers Club is the systematic savings component of our Home Savers Program. Regular savings from each paycheck add up. Use payroll deduction or an automatic transfer to make saving easy.

At AmeriChoice Federal Credit Union, we are putting home ownership within reach. Just another way AmeriChoice is focusing on you.  Contact a Financial Service Representative at 717-697-3474 or email us for additional information and to get started with your free financial analysis.

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Home Savers Club

All Deposits .20% APY*

*APY = Annual Percentage Yield.  Rates are subject to change without notice.