Savings for Every Stage of Life

At AmeriChoice, we have a variety of saving solutions for every type of household and situation! We go far beyond offering just the traditional savings account.

Looking to save for your first home purchase? Our Home Savers Club is designed for you. Have you been trying to save for a vacation for years but life always gets in the way? Our Vacation Club account makes saving that money easy.

Whatever your situation or savings goal, take the first step and learn how AmeriChoice can help. Review our savings options below and apply for membership today!

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Share Accounts

Share Savings

As a member of the credit union, your ownership is represented by the shares you have. Your share doubles as our easy to use savings account!

Share Savings Account

$0 - $4.99 0.00% APY*
$5.00+ .10% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Sub Share Savings

Customize your Sub Share Savings by personalizing the account name to match your savings goal!

Sub Share Savings Account

All Deposits .10% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Money Market Accounts

Premier Money Market

Allow your long-term savings to grow with the highest yield. Perfect for those who don’t need the flexibility of a tiered account but desire a higher return on their savings.

Premier Money Market Account

Up to $50,000 0.00% APY*
$50,000.01+ .60% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Tiered Money Market

Earn a higher yield on your savings based upon the amount you deposit without losing access to your funds! This is our most flexible money market account.

Tiered Money Market Account

Up to $2,500 0.00% APY*
$2,500.01 - $10,000 0.15% APY*
$10,000.01 - $25,000 0.30% APY*
$25,000.01 - $75,000 0.40% APY*
$75,000.01 - $150,000 0.50% APY*
$150,000.01+ 0.60% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Share Certificates of Deposit

Make a smart investment that doesn’t require a bundle of cash. Deposit funds for a fixed period of time, and earn a higher dividend with our Share Certificates.

Enjoy Additional Rewards

We appreciate our member’s loyalty and prove it with extra savings. Depending on your Member Rewards Level, you may qualify for a certificate bonus.

Share Certificates

3 Months ($500 minimum) 0.30% APY*
6 Months ($500 minimum) 0.50% APY*
12 Months ($500 minimum) 0.80% APY*
24 Months ($500 minimum) 1.10% APY*
36 Months ($500 minimum) 1.30% APY*
48 Months ($500 minimum) 1.60% APY*
60 Months ($500 minimum) 1.90% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Dividend rates are declared by the Board of Directors and cannot be guaranteed

Stars Reward Members receive 5 basis point bonus.
Stripes Reward Members receive 10 basis point bonus.

Club Savings Accounts

Holiday Club

Regular savings from each paycheck add up to a joyous holiday season. Use payroll deduction or an automatic transfer to make saving easy. Be Santa prepared!

Eligible product for member rewards.

Holiday Club Account

All Deposits 0.20% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.

Vacation Club Account

Regular savings from each paycheck add up to vacation fun. Use payroll deduction or an automatic transfer to make saving easy.

Eligible product for member rewards.

Vacation Club Account

All Deposits 0.20% APY*

*APY=Annual Percentage Yield. Rates are subject to change without notice.