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Forms & Disclosures

Application & Forms

Find all of the forms you need to access AmeriChoice products and services.

Account Maintenance

Membership Application Request Form

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eServices Enrollment Form

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eServices Enrollment Form

Enroll in AmeriChoice Home Banking and Mobile Banking today!

Products & Services

Loan Application Form

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Mortgage Application / Pre-Approval

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Home Equity Line of Credit Application Form

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Loan Forms

Skip Pay Form

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VISA Balance Transfer Form

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Miscellaneous Forms

Examples of Senior Political Figure

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Inquiry Form

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Inquiry Form

Use this online inquiry form to request more information about any topic on this site!

Disclosures

Please read the following disclosures so that you are aware of the regulations that govern transactions at the credit union.

Funds Availability Policy

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Membership and Account Agreement

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Mobile Banking Agreement and Disclosure

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Privacy Notice

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Regulation GG - Unlawful Internet Gambling

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Service Charges and Fees

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Find a complete list of the service charges and fees AmeriChoice observes. We’re committed to being upfront and honest about the fees you may be required to pay as a member.

Service Charges and Fees as on 1/1/2017

Truth in Savings Disclosure

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USA Patriot Act of 2001

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Loan Disclosures

Nationwide Mortgage Licensing System

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AmeriChoice Federal Credit Union and all its Mortgage Loan Originators are registered with the Nationwide Mortgage Licensing System, a free service for consumers to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is licensed. Licensing information can be obtained at www.nmlsconsumeraccess.org.

Detailed VISA Rates

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Home Equity Line of Credit Disclosure

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More and more lenders are offering home equity lines of credit. By using the equity in your home, you may qualify for a sizable amount of credit, available for use when and how you please, at an interest rate that is relatively low. Furthermore, under the tax law – depending on your specific situation – you may be allowed to deduct the interest because the debt is secured by your home.*

If you are in the market for credit, a home equity plan may be right for you or perhaps another form of credit would be better. Before making this decision, you should weigh carefully the costs of a home equity line against the benefits. Shop for the credit terms that best meet your borrowing needs without posing undue financial risk. And, remember, failure to repay the line could mean the loss or your home.

What You Should Know About Home Equity Lines of Credit

Disclosure-Important Terms of our Home Equity Line of Credit Plan
*Consult a tax advisor for further information regarding the deductibility of interest and charges.