Forms & Disclosures
Application & Forms
Find all of the forms you need to access AmeriChoice products and services.
Membership Application Request Form
eServices Enrollment Form
Enroll in AmeriChoice Home Banking and Mobile Banking today!
Products & Services
Loan Application Form
Mortgage Application / Pre-Approval
Home Equity Line of Credit Application Form
Skip Pay Form
VISA Balance Transfer Form
Examples of Senior Political Figure
Use this online inquiry form to request more information about any topic on this site!
Please read the following disclosures so that you are aware of the regulations that govern transactions at the credit union.
Electronic Funds Transfer
Funds Availability Policy
Membership and Account Agreement
Mobile Banking Agreement and Disclosure
Regulation GG - Unlawful Internet Gambling
Service Charges and Fees
Find a complete list of the service charges and fees AmeriChoice observes. We’re committed to being upfront and honest about the fees you may be required to pay as a member.
USA Patriot Act of 2001
Detailed VISA Rates
Nationwide Mortgage Licensing System
AmeriChoice Federal Credit Union and all its Mortgage Loan Originators are registered with the Nationwide Mortgage Licensing System, a free service for consumers to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is licensed. Licensing information can be obtained at www.nmlsconsumeraccess.org.
Home Equity Line of Credit Disclosure
More and more lenders are offering home equity lines of credit. By using the equity in your home, you may qualify for a sizable amount of credit, available for use when and how you please, at an interest rate that is relatively low. Furthermore, under the tax law – depending on your specific situation – you may be allowed to deduct the interest because the debt is secured by your home.*
If you are in the market for credit, a home equity plan may be right for you or perhaps another form of credit would be better. Before making this decision, you should weigh carefully the costs of a home equity line against the benefits. Shop for the credit terms that best meet your borrowing needs without posing undue financial risk. And, remember, failure to repay the line could mean the loss or your home.
Disclosure- Important Terms Of Our Home Equity Line of Credit Plan
*Consult a tax advisor for further information regarding the deductibility of interest and charges.